DSIB // DIRECTORY // INS // REV 2026.10
CATEGORY 16
INSURANCE INTELLIGENCE, CLAIMS & SPECIAL INVESTIGATIONS
Investigative and risk intelligence for insurers, reinsurers, brokers and special-investigations teams assessing complex claims, fraud and emerging exposure.
CLEARER FACTS FOR COMPLEX INSURANCE RISKS.
Independent, analytical and advisory. Services are delivered under defined mandates and are subject to applicable law, jurisdiction, client authorisation and professional obligations. DSIB does not act as a public authority or exercise statutory powers.
01
MANDATE
Connect claim facts with external corporate, asset, event and network intelligence, helping authorised insurance teams resolve factual uncertainties and prioritise further enquiries.
Clearer facts for complex insurance risks.
02
SCOPE
Claims research; insurance-fraud intelligence; recovery and asset relationships; property and casualty context; marine, aviation and specialist risks; cyber exposure; counterparty integrity; catastrophe and geopolitical monitoring.
03
CLIENTS
PRIMARY CLIENTS: INSURERS, REINSURERS, BROKERS, CLAIMS ADMINISTRATORS, SPECIAL-INVESTIGATIONS TEAMS AND SPECIALIST UNDERWRITERS.
CLAIM FACTS · CORROBORATION · INVESTIGATION SUPPORT
Develops a documented view of events, entities and relationships relevant to an instructed claim. Research helps insurance teams test factual accounts, understand inconsistencies and identify proportionate follow-up enquiries.
Research respects privacy, applicable licensing requirements and evidential limitations. Coverage, liability and settlement decisions remain with accountable insurance professionals and qualified advisers.
INTELLIGENCE CAPABILITIES
01.01 CLAIM INTELLIGENCE REQUIREMENT SCOPING
01.02 REPORTED EVENT CHRONOLOGY RECONSTRUCTION
01.03 PUBLIC INCIDENT RECORD RESEARCH
01.04 CORPORATE CLAIMANT IDENTITY CORROBORATION
01.05 CLAIM-RELATED ENTITY RELATIONSHIP MAPPING
01.06 CLIENT-PROVIDED DOCUMENT PROVENANCE REVIEW
01.07 PUBLIC STATEMENT CONSISTENCY ASSESSMENT
01.08 REPORTED BUSINESS ACTIVITY CORROBORATION
01.09 LOSS-RELATED COMMERCIAL CONTEXT RESEARCH
01.10 CLAIM SUPPORTING SOURCE RELIABILITY REVIEW
01.11 DOCUMENTARY INCONSISTENCY ANALYSIS
01.12 ALTERNATIVE EVENT EXPLANATION ASSESSMENT
01.13 PUBLIC LITIGATION CONTEXT RESEARCH
01.14 INVESTIGATION EVIDENCE GAP IDENTIFICATION
01.15 SPECIAL-INVESTIGATIONS FINDINGS BRIEFING
01.16 CLAIM-RELATED MATERIAL DEVELOPMENT MONITORING
DSIB-INS-01
CLAIMS INTELLIGENCE AND SPECIAL INVESTIGATIONS
FRAUD INDICATORS · PROVIDER NETWORKS · INTEGRITY
Examines suspected fraud indicators and relationships across claims, providers and intermediaries. Structured analysis connects documented patterns while distinguishing credible corroboration from coincidence or unsubstantiated allegations.
DSIB does not determine criminal guilt or presume fraud from an indicator alone. Enquiries use lawful sources and a defined, proportionate investigative mandate.
INTELLIGENCE CAPABILITIES
02.01 INSURANCE FRAUD ALLEGATION TRIAGE
02.02 CLAIM PROVIDER BACKGROUND RESEARCH
02.03 REPAIRER AND SUPPLIER RELATIONSHIP MAPPING
02.04 INTERMEDIARY INTEGRITY ASSESSMENT
02.05 REPEATED ENTITY AND ADDRESS PATTERN ANALYSIS
02.06 CLIENT-AUTHORISED INVOICE PATTERN REVIEW
02.07 CORPORATE MISREPRESENTATION RESEARCH
02.08 CLAIM DOCUMENT REUSE INDICATOR ASSESSMENT
02.09 ORGANISED-FRAUD NETWORK CONTEXT RESEARCH
02.10 PUBLIC FRAUD ENFORCEMENT HISTORY REVIEW
02.11 UNDISCLOSED RELATED-PARTY INTEREST RESEARCH
02.12 PROCUREMENT AND REFERRAL CONFLICT ANALYSIS
02.13 CROSS-CLAIM CHRONOLOGY COMPARISON
02.14 FRAUD INDICATOR CORROBORATION ASSESSMENT
02.15 INVESTIGATION LEAD PRIORITISATION
02.16 INSURANCE FRAUD TYPOLOGY MONITORING
DSIB-INS-02
INSURANCE FRAUD AND ORGANISED-FRAUD INTELLIGENCE
RECOVERY RESEARCH · OWNERSHIP · ASSET CONNECTIONS
Identifies publicly documented assets, corporate relationships and ownership changes relevant to recovery enquiries. Intelligence helps insurers and instructed counsel assess research leads and the commercial context of potential recovery routes.
DSIB does not establish subrogation rights, compel disclosure or seize assets. Legal entitlement, enforcement strategy and procedural action remain with authorised counsel.
INTELLIGENCE CAPABILITIES
03.01 RECOVERY COUNTERPARTY BACKGROUND RESEARCH
03.02 CORPORATE SHAREHOLDING ASSET MAPPING
03.03 PROPERTY OWNERSHIP RECORD RESEARCH
03.04 BENEFICIAL INTEREST CONTEXT ANALYSIS
03.05 PARENT AND AFFILIATE ASSET CONNECTION MAPPING
03.06 HISTORICAL OWNERSHIP TRANSFER RESEARCH
03.07 PUBLIC SECURITY INTEREST AND CHARGE REVIEW
03.08 INSOLVENCY AND RESTRUCTURING CONTEXT RESEARCH
03.09 SUCCESSOR ENTITY RELATIONSHIP RESEARCH
03.10 CROSS-BORDER ASSET SOURCE MAPPING
03.11 HIGH-VALUE ASSET REGISTRATION RESEARCH
03.12 RELATED PROCEEDINGS AND CREDITOR RESEARCH
03.13 ASSET DISSIPATION INDICATOR ASSESSMENT
03.14 RECOVERY EVIDENCE REGISTER DEVELOPMENT
03.15 COUNSEL-FACING ASSET INTELLIGENCE BRIEFING
03.16 RECOVERY COUNTERPARTY CHANGE MONITORING
DSIB-INS-03
RECOVERY, SUBROGATION AND ASSET INTELLIGENCE
PHYSICAL ASSETS · LOSS CONTEXT · COMMERCIAL DEPENDENCIES
Researches ownership, operating context and external dependencies around insured assets and loss events. Assessments support a clearer factual picture of properties, contractors, commercial relationships and disruption exposure.
Intelligence research supplements specialist assessment; it does not replace engineering inspection, loss adjusting, valuation or professional determinations of causation and liability.
INTELLIGENCE CAPABILITIES
04.01 INSURED PROPERTY OWNERSHIP RESEARCH
04.02 LAND AND ASSET INTEREST MAPPING
04.03 DEVELOPER AND CONTRACTOR DUE DILIGENCE
04.04 CONSTRUCTION CONSORTIUM RELATIONSHIP ANALYSIS
04.05 PROJECT DELIVERY AND DISTRESS INDICATOR RESEARCH
04.06 PUBLIC PLANNING AND PERMIT CONTEXT REVIEW
04.07 COMMERCIAL OCCUPANCY AND OPERATING HISTORY RESEARCH
04.08 LOSS EVENT PUBLIC-SOURCE CORROBORATION
04.09 ASSET MAINTENANCE DISCLOSURE RESEARCH
04.10 THIRD-PARTY LIABILITY CONTEXT RESEARCH
04.11 SUPPLY AND UTILITY DEPENDENCY MAPPING
04.12 BUSINESS INTERRUPTION EXTERNAL CONTEXT ASSESSMENT
04.13 NEARBY INFRASTRUCTURE DISRUPTION RESEARCH
04.14 PROPERTY-RELATED LITIGATION HISTORY REVIEW
04.15 LOSS INVESTIGATION RESEARCH MEMORANDA
04.16 ASSET AND CONTRACTOR MATERIAL EVENT MONITORING
DSIB-INS-04
PROPERTY AND CASUALTY INTELLIGENCE
MARINE · AVIATION · SPECIALIST EXPOSURE
Connects insured assets, operators, cargo and cross-border operating conditions to specialist insurance questions. Research clarifies ownership, counterparties and external risk factors around marine, aviation and other complex placements or claims.
Outputs provide research context for authorised specialists; certification, technical condition, airworthiness, seaworthiness and coverage judgements require appropriately qualified professionals.
INTELLIGENCE CAPABILITIES
05.01 VESSEL OWNERSHIP AND CONTROL RESEARCH
05.02 SHIP MANAGER AND OPERATOR DUE DILIGENCE
05.03 PUBLIC VESSEL REGISTRATION HISTORY REVIEW
05.04 PORT AND MARITIME ROUTE RISK CONTEXT ANALYSIS
05.05 CARGO COUNTERPARTY AND CONSIGNEE RESEARCH
05.06 MARINE INCIDENT PUBLIC-RECORD RESEARCH
05.07 AIRCRAFT OWNERSHIP AND LEASING RELATIONSHIP MAPPING
05.08 AIR OPERATOR BACKGROUND ASSESSMENT
05.09 AVIATION INCIDENT SOURCE CORROBORATION
05.10 CARGO HANDLING AND LOGISTICS DEPENDENCY RESEARCH
05.11 SPECIALIST ASSET PROVENANCE CONTEXT RESEARCH
05.12 WAR AND POLITICAL VIOLENCE EXPOSURE ASSESSMENT
05.13 MARITIME AND AVIATION SANCTIONS-NEXUS RESEARCH
05.14 CROSS-BORDER CLAIMS SOURCE MAPPING
05.15 SPECIALTY-RISK INTELLIGENCE BRIEFING
05.16 OPERATOR AND ROUTE DEVELOPMENT MONITORING
DSIB-INS-05
MARINE, AVIATION AND SPECIALTY-RISK INTELLIGENCE
DIGITAL EXPOSURE · INCIDENT CONTEXT · SYSTEMIC DEPENDENCIES
Assesses lawfully observable digital exposure and external context around cyber-related insurance risks and incidents. Intelligence supports coordinated review by insurance, fraud, security and technical teams.
No unauthorised access or interception is undertaken. Research does not replace technical forensics, incident containment, actuarial analysis or insurance coverage assessment.
INTELLIGENCE CAPABILITIES
06.01 INSURED ORGANISATION CYBER THREAT CONTEXT ASSESSMENT
06.02 PUBLIC DIGITAL FOOTPRINT RESEARCH
06.03 INSTITUTIONAL IMPERSONATION EXPOSURE MONITORING
06.04 PHISHING AND PAYMENT DIVERSION CONTEXT ANALYSIS
06.05 PUBLICLY REPORTED BREACH HISTORY REVIEW
06.06 EXTERNAL CREDENTIAL-EXPOSURE INDICATOR RESEARCH
06.07 CLOUD AND TECHNOLOGY DEPENDENCY MAPPING
06.08 CRITICAL SERVICE PROVIDER BACKGROUND RESEARCH
06.09 RANSOMWARE CAMPAIGN CONTEXT INTELLIGENCE
06.10 CYBER INCIDENT PUBLIC TIMELINE RECONSTRUCTION
06.11 THREAT CLAIM AUTHENTICITY ASSESSMENT
06.12 THIRD-PARTY OUTAGE CONTEXT RESEARCH
06.13 CROSS-PORTFOLIO TECHNOLOGY CONCENTRATION RESEARCH
06.14 DIGITAL EVIDENCE SOURCE AND CONFIDENCE REVIEW
06.15 CYBER CLAIMS INTELLIGENCE BRIEFING
06.16 EMERGING DIGITAL INSURANCE RISK MONITORING
DSIB-INS-06
CYBER AND DIGITAL INSURANCE INTELLIGENCE
COUNTERPARTIES · OWNERSHIP · FINANCIAL INTEGRITY
Examines ownership, management and integrity exposure across insurance counterparties and service networks. Enhanced research helps institutions understand adverse information, financial-crime indicators and material commercial relationships.
Findings inform institutional review without certifying compliance or establishing wrongdoing. Sanctions interpretation and regulatory decisions remain with qualified professionals.
INTELLIGENCE CAPABILITIES
07.01 INSURANCE COUNTERPARTY ENHANCED DUE DILIGENCE
07.02 BROKER AND INTERMEDIARY OWNERSHIP RESEARCH
07.03 REINSURER CORPORATE BACKGROUND ASSESSMENT
07.04 ULTIMATE BENEFICIAL OWNERSHIP RECONSTRUCTION
07.05 MANAGEMENT AND DIRECTORSHIP HISTORY REVIEW
07.06 POLITICALLY EXPOSED RELATIONSHIP RESEARCH
07.07 REGULATORY AND ENFORCEMENT RECORD ANALYSIS
07.08 MATERIAL LITIGATION AND INSOLVENCY RESEARCH
07.09 SANCTIONS DESIGNATION CONTEXT REVIEW
07.10 BRIBERY AND CORRUPTION ALLEGATION CORROBORATION
07.11 UNDISCLOSED FINANCIAL INTEREST MAPPING
07.12 CLIENT-AUTHORISED PAYMENT RELATIONSHIP ANALYSIS
07.13 SOURCE-OF-WEALTH CONTEXT RESEARCH
07.14 ADVERSE-MEDIA RELIABILITY ASSESSMENT
07.15 COUNTERPARTY INTEGRITY RISK MEMORANDA
07.16 INSURANCE NETWORK INTEGRITY CHANGE MONITORING
DSIB-INS-07
FINANCIAL-CRIME AND COUNTERPARTY INTELLIGENCE
CATASTROPHE CONTEXT · GEOPOLITICS · CONTINUOUS INTELLIGENCE
Provides recurring intelligence on external events and developing exposures relevant to insurance portfolios. Agreed monitoring, scenario research and executive briefings connect catastrophe context, political change and disruption indicators to decision requirements.
Assessments identify source limitations and uncertainty. They supplement specialist catastrophe modelling, actuarial work and operational planning without predicting losses or guaranteeing event detection.
INTELLIGENCE CAPABILITIES
08.01 INSURANCE INTELLIGENCE REQUIREMENT DEFINITION
08.02 CATASTROPHE EVENT SOURCE MONITORING
08.03 EVENT IMPACT CONTEXT AND VERIFICATION RESEARCH
08.04 GEOPOLITICAL INSURANCE EXPOSURE ASSESSMENT
08.05 POLITICAL VIOLENCE DEVELOPMENT MONITORING
08.06 REGULATORY AND MARKET ACCESS HORIZON SCANNING
08.07 CRITICAL INFRASTRUCTURE DISRUPTION INTELLIGENCE
08.08 SUPPLY-CHAIN ACCUMULATION CONTEXT RESEARCH
08.09 CROSS-PORTFOLIO GEOGRAPHIC DEPENDENCY MAPPING
08.10 EMERGING RISK SCENARIO DEVELOPMENT
08.11 EARLY-WARNING INDICATOR AND THRESHOLD DESIGN
08.12 CLAIMS SURGE EXTERNAL CONTEXT BRIEFING
08.13 SCHEDULED UNDERWRITING INTELLIGENCE REPORTS
08.14 EXECUTIVE CRISIS SITUATION REPORTING
08.15 SOURCE COVERAGE AND ANALYTICAL CONFIDENCE REVIEW
08.16 INSURANCE INTELLIGENCE PROGRAMME EVALUATION
DSIB-INS-08